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Cost of a Nursing Home in Franklin, TN

Up-to-date 2026 pricing and payment options for cost of a nursing home in Franklin. Real Nashville metro numbers and TennCare guidance.

Quick answer: How much is cost of a nursing home in Franklin? Average 2026 monthly pricing.
HomeFranklinCost of a Nursing Home in Franklin, TN

This guide gives you the real 2026 numbers for cost of nursing home franklin in Franklin, not generic national averages. Pricing comes from active local providers we work with; it's refreshed every 30 days.

You'll find: monthly ranges, what's included, how Medicaid / Medicare / VA benefits / long-term-care insurance reduce out-of-pocket cost, and a step-by-step on how families typically structure payment over 2–5 years.

What nursing homes means — and who it's for

A nursing home is for someone who needs 24-hour licensed nursing — complex medical conditions, advanced mobility loss, or recovery requiring skilled care that an ACLF cannot legally provide.

How Tennessee regulates it: Skilled nursing facilities in Tennessee are licensed by TDH under TCA Title 68, Chapter 11 and TDH Rule 1200-08-06, and most are also federally certified for Medicare and TennCare (Medicaid). They provide 24-hour licensed nursing — a different, higher level of care than assisted living. Check the facility's CMS Five-Star rating alongside its TDH inspection history.

In Franklin specifically, that means weighing the licensed options against Franklin's cost range and your family's timeline. The right choice balances care level, budget, location near Williamson Medical Center, and how quickly you need a spot.

What nursing homes costs in Franklin (2026)

Franklin pricing runs $9,450–$10,850/month, above the metro average for the Nashville metro — a reflection of local real-estate costs and the mix of residential homes versus large communities.

  • Assisted living (ACLF, standard): $4,900–$5,950/month
  • Memory care (within ACLF): $5,700–$7,050/month
  • Residential Home for the Aged (RHFA): $3,650–$5,450/month
  • In-home care: $32–$43/hour

Ways Franklin families reduce the monthly figure: sharing a room, picking an intimate Residential Home for the Aged, avoiding bundled care tiers they don't need yet, and using veterans' Aid & Attendance or Tennessee's TennCare CHOICES when they qualify.

Franklin nursing homes: by the numbers

4 CMS-certified skilled nursing facilities in Franklin; about 446 total licensed/certified beds; averaging 112 beds per facility; the largest at 157 beds. Skilled nursing facilities in Tennessee are both TDH-licensed under TCA Title 68, Chapter 11 and federally certified through CMS — this table reflects CMS certification data. These numbers reflect actual licensed/certified providers on file, not modeled averages.

Licensed nursing homes providers in Franklin

CMS-certified skilled nursing facilities — selected from CMS Nursing Home Compare. Pulled from CMS Nursing Home Compare records (2026). We recommend re-checking each facility's current certification and survey history at medicare.gov/care-compare before signing anything.

ProviderCityCMS Star RatingLicense / CCN
Nhc Place At Cool SpringsFranklin445475
Nhc Healthcare, FranklinFranklin445127
Mulberry Health & RehabilitationFranklin445157
Franklin Wellness And Rehabilitation CenterFranklin445146

What's included — and what costs extra

Usually included: 24-hour skilled nursing, room and board, all meals, therapy access, medication administration, and personal care. Typically extra: private room upgrades, specialized rehab intensives, and certain therapies beyond the covered plan. Insist on an itemized monthly quote from Franklin providers so hidden add-ons don't surprise you later.

How fast you can move in Franklin

Plan on roughly 7–14 days for a Franklin placement: assessment, deposit, physician's order, then move-in. Memory-care and post-hospital moves can happen same-day to 72 hours when a secured bed opens. A free local advisor can tell you which Franklin providers have current openings.

Senior care in Franklin, Williamson County

Franklin is Williamson County's seat and one of the fastest-growing cities in the U.S., with about 85,000 residents, high household incomes, nationally recognized schools, and a strong demand for premium senior living from long-tenured homeowners over 65. Anchored by Williamson Medical Center and surrounded by the metro's most affluent ZIP codes, Franklin is Nashville's second-highest-cost senior care market — a magnet for upscale assisted living, secured memory care, and life-plan communities.

Nearby hospitals: Williamson Medical Center, TriStar Southern Hills Medical Center (nearby), Vanderbilt University Medical Center (nearby), Ascension Saint Thomas West (nearby). Hospital nearness is a real factor in Franklin: it smooths rehab hand-offs, dementia crises, and ongoing care, so many families filter by it.

Areas families ask about: Downtown Franklin, Cool Springs, Westhaven, Fieldstone Farms, Brentwood-adjacent, Berry Farms.

How Franklin families actually pay for care

Very few families cover senior care from a single source. In Franklin, the typical plan layers several of these, often shifting over a multi-year stay:

  1. Personal savings & Social Security. Most Nashville metro families self-fund the first 12–24 months from savings, pensions, and monthly Social Security before tapping other sources.
  2. Long-term-care insurance. If a policy is in force, it can cover a large share of assisted living or home care — check the elimination period and daily benefit cap.
  3. VA Aid & Attendance. Eligible wartime veterans and surviving spouses can receive roughly $1,800–$2,900/month toward care — a major lever in a metro served by the Nashville VA Medical Center and the Tennessee State Veterans Home in Murfreesboro.
  4. TennCare CHOICES (Tennessee Medicaid LTSS). Tennessee's TennCare CHOICES program — part of TennCare (Medicaid), administered by the Division of TennCare — covers personal care and home- and community-based services for those who qualify by income (≤ $2,982/mo in 2026), assets (≤ $2,000), and nursing-facility level of care. Apply via TennCare Connect (855-259-0701).
  5. Home equity. Selling the family home or a reverse mortgage frequently funds sustained care once a parent has moved.
  6. Family cost-sharing. Siblings often split the monthly gap; a written agreement keeps it fair and durable.

Because Franklin nursing homes can run into the thousands per month, mapping the funding plan early — before a crisis — often saves a family tens of thousands of dollars. A free local advisor can tell you which of these you qualify for and which Franklin providers accept TennCare CHOICES.

Tennessee programs worth knowing about

In Tennessee, senior-care facilities are licensed and inspected by TDH through the Board for Licensing Health Care Facilities — verify any license and inspection history free at tn.gov/health. Service funding flows through the local Area Agency on Aging; Nashville metro's is the GNRC Area Agency on Aging & Disability. Long-term-care help runs through TennCare CHOICES, and the Long-Term Care Ombudsman plus TDH Adult Protective Services protect residents. Our advisors help families use all of these at no cost.

Worth knowing in Franklin: the strongest nursing homes options aren't always the ones with the biggest marketing budgets. We weigh TDH license standing, staffing, and family feedback over advertising, which is how families here avoid a polished tour that hides a thin overnight staff.

Common questions

What is the average cost of a nursing home in franklin, tn in Franklin, OK in 2026?
The 2026 average cost of a nursing home in franklin, tn in Franklin ranges from about $2,200 to $7,200 per month depending on the level of care and setting. Residential care homes are at the lower end; standalone assisted living runs mid-range and secured memory care pushes the upper range.
Does Medicare pay for cost of a nursing home in franklin, tn in Franklin?
Medicare does not pay for long-term custodial care in Franklin, but it does cover up to 100 days of skilled nursing rehab following a qualifying hospital stay. Medicare Advantage plans occasionally add adult day care or in-home support benefits.
What financial assistance is available for cost of a nursing home in franklin, tn in Franklin?
Franklin families typically combine TennCare CHOICES (Tennessee Medicaid), VA Aid & Attendance (for eligible veterans/spouses), long-term-care insurance, and personal savings. Some ACLFs and RHFAs accept TennCare CHOICES for personal-care hours. Our advisors can map your specific options.
How does cost of a nursing home in franklin, tn compare to other Nashville metro cities?
Franklin's cost of a nursing home in franklin, tn reflects the Nashville metro cost range. The premium west (Brentwood, Franklin) runs 15–20% above the metro average; outer-ring cities (Columbia, Springfield, Dickson) 8–15% below.

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