This guide gives you the real 2026 numbers for cost of nursing home murfreesboro in Murfreesboro, not generic national averages. Pricing comes from active local providers we work with; it's refreshed every 30 days.
You'll find: monthly ranges, what's included, how Medicaid / Medicare / VA benefits / long-term-care insurance reduce out-of-pocket cost, and a step-by-step on how families typically structure payment over 2–5 years.
What nursing homes means — and who it's for
A nursing home is for someone who needs 24-hour licensed nursing — complex medical conditions, advanced mobility loss, or recovery requiring skilled care that an ACLF cannot legally provide.
How Tennessee regulates it: Skilled nursing facilities in Tennessee are licensed by TDH under TCA Title 68, Chapter 11 and TDH Rule 1200-08-06, and most are also federally certified for Medicare and TennCare (Medicaid). They provide 24-hour licensed nursing — a different, higher level of care than assisted living. Check the facility's CMS Five-Star rating alongside its TDH inspection history.
In Murfreesboro specifically, that means weighing the licensed options against Murfreesboro's cost range and your family's timeline. The right choice balances care level, budget, location near TriStar StoneCrest Medical Center, and how quickly you need a spot.
What nursing homes costs in Murfreesboro (2026)
Murfreesboro pricing runs $8,050–$9,200/month, near the metro average for the Nashville metro — a reflection of local real-estate costs and the mix of residential homes versus large communities.
- Assisted living (ACLF, standard): $4,150–$5,050/month
- Memory care (within ACLF): $4,850–$6,000/month
- Residential Home for the Aged (RHFA): $3,100–$4,650/month
- In-home care: $27–$37/hour
In Murfreesboro, the levers on price are room type (shared saves the most), facility size (Residential Homes for the Aged run cheaper), an honest care-level assessment, and programs like VA Aid & Attendance and TennCare CHOICES.
Murfreesboro nursing homes: by the numbers
6 CMS-certified skilled nursing facilities in Murfreesboro; about 590 total licensed/certified beds; averaging 98 beds per facility; the largest at 181 beds. Skilled nursing facilities in Tennessee are both TDH-licensed under TCA Title 68, Chapter 11 and federally certified through CMS — this table reflects CMS certification data. Every figure here is drawn from live TDH or CMS records rather than guesswork.
Licensed nursing homes providers in Murfreesboro
CMS-certified skilled nursing facilities — selected from CMS Nursing Home Compare. Source: CMS Nursing Home Compare / Provider Data Catalog (data.cms.gov), current 2026. Always confirm current CMS certification and Five-Star ratings at medicare.gov/care-compare before signing.
| Provider | City | CMS Star Rating | License / CCN |
|---|---|---|---|
| Nhc Healthcare, Murfreesboro | Murfreesboro | — | 445108 |
| Stones River Manor, Inc | Murfreesboro | — | 445534 |
| Stone River Post Acute | Murfreesboro | — | 445373 |
| Adamsplace, Llc | Murfreesboro | — | 445392 |
| Tennessee Veterans Home | Murfreesboro | — | 445270 |
| Community Care Of Rutherford | Murfreesboro | — | 445406 |
What's included — and what costs extra
Usually included: 24-hour skilled nursing, room and board, all meals, therapy access, medication administration, and personal care. Typically extra: private room upgrades, specialized rehab intensives, and certain therapies beyond the covered plan. Get every Murfreesboro option's pricing in writing, itemized, before you compare them.
How fast you can move in Murfreesboro
Plan on roughly 7–14 days for a Murfreesboro placement: assessment, deposit, physician's order, then move-in. Memory-care and post-hospital moves can happen same-day to 72 hours when a secured bed opens. A free local advisor can tell you which Murfreesboro providers have current openings.
Senior care in Murfreesboro, Rutherford County
Murfreesboro is Rutherford County's seat, the Nashville metro's third-largest city, home to Middle Tennessee State University and about 155,000 residents, with affordable housing, a diverse economy, and a substantial 65+ population across both established and newer neighborhoods. Anchored by TriStar StoneCrest and Saint Thomas Rutherford hospitals, Murfreesboro is a practical mid-priced market with a strong licensed senior-care inventory — assisted living, memory care, and skilled nursing — well below Nashville and Brentwood pricing.
Nearby hospitals: TriStar StoneCrest Medical Center, Saint Thomas Rutherford Hospital, Vanderbilt Wilson County Hospital (Lebanon, nearby), Nashville VA Medical Center (regional). Hospital nearness is a real factor in Murfreesboro: it smooths rehab hand-offs, dementia crises, and ongoing care, so many families filter by it.
Areas families ask about: Downtown Murfreesboro, Medical Center Pkwy, Blackman, Cason Lane, Northwest Murfreesboro, Siegel Road corridor.
How Murfreesboro families actually pay for care
Very few families cover senior care from a single source. In Murfreesboro, the typical plan layers several of these, often shifting over a multi-year stay:
- Personal savings & Social Security. Most Nashville metro families self-fund the first 12–24 months from savings, pensions, and monthly Social Security before tapping other sources.
- Long-term-care insurance. If a policy is in force, it can cover a large share of assisted living or home care — check the elimination period and daily benefit cap.
- VA Aid & Attendance. Eligible wartime veterans and surviving spouses can receive roughly $1,800–$2,900/month toward care — a major lever in a metro served by the Nashville VA Medical Center and the Tennessee State Veterans Home in Murfreesboro.
- TennCare CHOICES (Tennessee Medicaid LTSS). Tennessee's TennCare CHOICES program — part of TennCare (Medicaid), administered by the Division of TennCare — covers personal care and home- and community-based services for those who qualify by income (≤ $2,982/mo in 2026), assets (≤ $2,000), and nursing-facility level of care. Apply via TennCare Connect (855-259-0701).
- Home equity. Selling the family home or a reverse mortgage frequently funds sustained care once a parent has moved.
- Family cost-sharing. Siblings often split the monthly gap; a written agreement keeps it fair and durable.
Because Murfreesboro nursing homes can run into the thousands per month, mapping the funding plan early — before a crisis — often saves a family tens of thousands of dollars. A free local advisor can tell you which of these you qualify for and which Murfreesboro providers accept TennCare CHOICES.
Tennessee programs & protections to know
Tennessee licenses and inspects senior care through the Tennessee Department of Health (TDH) — Board for Licensing Health Care Facilities; you can verify any license, inspection, and complaint history free at tn.gov/health. Service funding and in-home support are coordinated through the regional Area Agency on Aging — in the Nashville metro, the Greater Nashville Regional Council (GNRC) Area Agency on Aging & Disability (615-255-1010), with the statewide Tennessee Commission on Aging and Disability (TCAD) as the entry point. Long-term-care help runs through TennCare CHOICES, and residents are protected by the Long-Term Care Ombudsman and TDH Adult Protective Services. These are the same programs our advisors help families navigate at no cost.
Worth knowing in Murfreesboro: the strongest nursing homes options aren't always the ones with the biggest marketing budgets. We weigh TDH license standing, staffing, and family feedback over advertising, which is how families here avoid a polished tour that hides a thin overnight staff.